Nine states do not tax wages. If you live and work in one of them, your paycheck is reduced by federal income tax and FICA, but not by a state income tax.
The nine states
Click a state for its own calculator and a table of take-home pay at common salaries.
How much does it save?
The table shows state income tax and employee payroll contributions on a $75,000 salary for a single filer in 2026, with no 401(k). Federal tax and FICA are the same in every row.
| State | State tax and contributions | Take-home per year | Take-home biweekly |
|---|---|---|---|
| Texas | $0 | $61,593 | $2,369 |
| Florida | $0 | $61,593 | $2,369 |
| Pennsylvania | $2,303 | $59,290 | $2,280 |
| Illinois | $3,568 | $58,025 | $2,232 |
| New York | $3,808 | $57,784 | $2,222 |
| California | $3,640 | $57,952 | $2,229 |
| New Jersey | $3,101 | $58,491 | $2,250 |
No income tax does not mean no tax
- Sales and property taxes are often higher in states without an income tax, because the state needs revenue from somewhere.
- Other payroll programs. Washington, for example, has the WA Cares long-term care premium and a paid family and medical leave program that are deducted from pay.
- Other taxes. Some of these states tax other things, such as capital gains in Washington. Wages are what this calculator covers.
- Cost of living. A higher take-home pay can be offset by housing and other costs.
States with a flat low tax
A few states with an income tax are close to the no-tax group because their rates are low, such as Pennsylvania at 3.07%. A flat rate can still cost less than a graduated one for middle incomes.
How to use this when choosing where to work
Compare net pay, not gross pay, between two jobs, and look at your own numbers in the calculator rather than a general rule.
Try the take-home pay calculator to see your own numbers, or pick your state from the state list.