See what a paycheck looks like after federal income tax and FICA, using 2026 figures. Choose a state to include its income tax. Local taxes are not included.
Your offer letter or job ad gives you a gross number. What lands in your bank account is smaller, and by how much depends on your state, how often you are paid, and what you put into a 401(k). This page turns one into the other in a few seconds, with no sign-up.
Figures use 2026 federal rules and the latest state rules available in November 2026. A few states are marked as approximate in their note. This is an estimate, not tax advice.
| Item | Per paycheck | Per year |
|---|
| Schedule | Gross | Take-home |
|---|
Each state page has its own rules, a table of take-home pay at common salaries, and answers to common questions.
Pay is annualized, the standard deduction is subtracted, and the 2026 brackets are applied to what is left. Social Security is 6.2% of wages up to $184,500. Medicare is 1.45% of all wages, plus 0.9% on wages above $200,000 (single) or $250,000 (joint). State income tax uses each state's own deduction or exemption.
This is an estimate for a standard W-4. It does not include:
| Rate | Taxable income |
|---|
| Rate | Taxable income |
|---|
| State | Income tax | Payroll contributions |
|---|