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Florida vs New Jersey: take-home pay compared (2026)

Enter your salary to see how much more or less you keep in Florida than in New Jersey, after federal tax, FICA and state taxes.

Rules reviewed November 2026.

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Item (per year)StateStateDifference

Compares federal tax, FICA, state income tax and employee payroll programs. Local taxes, cost of living and benefits are not included, so use this as one input, not the whole decision. See the guide to comparing job offers.

Take-home pay at common salaries

Single filer, no 401(k), 2026 rules. A positive difference means you keep more in Florida.

Gross salaryFloridaNew JerseyFlorida minus New Jersey
$40,000$34,320$33,300+$1,021
$60,000$50,390$48,180+$2,210
$80,000$65,110$61,678+$3,432
$100,000$79,180$74,390+$4,790
$150,000$113,791$105,606+$8,185

Florida vs New Jersey questions

Is take-home pay higher in Florida or New Jersey?

At a $75,000 salary (single filer, no 401(k)), you keep about $3,101 more per year in Florida than in New Jersey.

How much do I keep on $100,000 in Florida vs New Jersey?

A single filer keeps about $79,180 in Florida and $74,390 in New Jersey, a difference of $4,790 a year.

How much state tax do I pay in each state?

On $75,000, state income tax plus employee payroll contributions come to $0 in Florida and $3,101 in New Jersey. Federal tax and FICA are the same in both.

Does the lower-tax state always win?

Not necessarily. Housing, sales tax, property tax, insurance and local taxes can outweigh the difference in income tax. Compare your take-home pay after your own housing costs.

Individual calculators

See each state in detail: Florida paycheck calculator and New Jersey paycheck calculator.

More comparisons