Calculator › Compare states › Texas vs New York
Enter your salary to see how much more or less you keep in Texas than in New York, after federal tax, FICA and state taxes.
Rules reviewed November 2026.
| Item (per year) | State | State | Difference |
|---|
Compares federal tax, FICA, state income tax and employee payroll programs. Local taxes, cost of living and benefits are not included, so use this as one input, not the whole decision. See the guide to comparing job offers.
Single filer, no 401(k), 2026 rules. A positive difference means you keep more in Texas.
| Gross salary | Texas | New York | Texas minus New York |
|---|---|---|---|
| $40,000 | $34,320 | $32,553 | +$1,767 |
| $60,000 | $50,390 | $47,457 | +$2,933 |
| $80,000 | $65,110 | $61,010 | +$4,100 |
| $100,000 | $79,180 | $73,877 | +$5,303 |
| $150,000 | $113,791 | $105,538 | +$8,253 |
At a $75,000 salary (single filer, no 401(k)), you keep about $3,808 more per year in Texas than in New York.
A single filer keeps about $79,180 in Texas and $73,877 in New York, a difference of $5,303 a year.
On $75,000, state income tax plus employee payroll contributions come to $0 in Texas and $3,808 in New York. Federal tax and FICA are the same in both.
Not necessarily. Housing, sales tax, property tax, insurance and local taxes can outweigh the difference in income tax. Compare your take-home pay after your own housing costs.
See each state in detail: Texas paycheck calculator and New York paycheck calculator.