Calculator › Compare states › Texas vs Illinois

Texas vs Illinois: take-home pay compared (2026)

Enter your salary to see how much more or less you keep in Texas than in Illinois, after federal tax, FICA and state taxes.

Rules reviewed November 2026.

$
Filing status
%
State comparisonTax year 2026
State
$0
State
$0

Item (per year)StateStateDifference

Compares federal tax, FICA, state income tax and employee payroll programs. Local taxes, cost of living and benefits are not included, so use this as one input, not the whole decision. See the guide to comparing job offers.

Take-home pay at common salaries

Single filer, no 401(k), 2026 rules. A positive difference means you keep more in Texas.

Gross salaryTexasIllinoisTexas minus Illinois
$40,000$34,320$32,485+$1,835
$60,000$50,390$47,565+$2,825
$80,000$65,110$61,295+$3,815
$100,000$79,180$74,375+$4,805
$150,000$113,791$106,511+$7,280

Texas vs Illinois questions

Is take-home pay higher in Texas or Illinois?

At a $75,000 salary (single filer, no 401(k)), you keep about $3,568 more per year in Texas than in Illinois.

How much do I keep on $100,000 in Texas vs Illinois?

A single filer keeps about $79,180 in Texas and $74,375 in Illinois, a difference of $4,805 a year.

How much state tax do I pay in each state?

On $75,000, state income tax plus employee payroll contributions come to $0 in Texas and $3,568 in Illinois. Federal tax and FICA are the same in both.

Does the lower-tax state always win?

Not necessarily. Housing, sales tax, property tax, insurance and local taxes can outweigh the difference in income tax. Compare your take-home pay after your own housing costs.

Individual calculators

See each state in detail: Texas paycheck calculator and Illinois paycheck calculator.

More comparisons